UpRich LLC Colorado Springs

Colorado Springs · Pueblo · Castle Rock · Cañon City · 100-mile radius

Business funding from someone who actually works here.

UpRich LLC is an independent sales office for Bizfundingfinder. One application puts your business in front of a network of funding providers across ten different financing products — and you deal with a real person in your own time zone, not a call center working a list.

Apply online → Book a free consultation
10 financing products No personal credit pull to review your application Same-day options on qualifying files Local: (719) 203-7363

Why it matters who you call

You're not calling a cubicle two thousand miles away.

Most funding calls a Colorado business owner gets come from someone who has never seen Pikes Peak and is reading from a script. I'm here. I know what the build season does to a subcontractor's cash flow, what hail season does to an exterior contractor, and what February does to a restaurant in Manitou. That matters, because the right product depends entirely on how your business actually earns and collects money.

Ten products, not one

Most brokers sell whichever product pays them best. Equipment financing, factoring, a line of credit and an SBA loan are wildly different instruments with wildly different costs. The job is matching the instrument to your actual problem — and telling you when the cheapest option is a bank, not me.

Local context, not a script

A concrete sub waiting ninety days on a pay application has a different problem than a shop that needs an alignment rack, even though both say "I need working capital." Knowing this territory means knowing which one you are before you have to explain it.

Straight answers, including no

If you qualify for a bank loan or an SBA at a lower cost, I'll tell you and point you there. Reputation in a market this size compounds faster than any single commission. You'll get the honest read, not the convenient one.

Find your fit

Tell me what the money's for. That decides the product.

This is the first question worth asking, and most brokers skip it. Pick the closest match.

Funding options

Ten products through one application.

Secured and unsecured, through Bizfundingfinder's network of funding providers. You apply once; the network reviews it. Availability, amounts and terms depend on your business and the provider.

Equipment FinancingThe equipment secures the deal, so it often approves when other products won't — and prices better.
Invoice FactoringFor B2B and government invoices sitting on terms. Underwrites your customer's credit rather than yours.
Business Lines of CreditDraw, repay, redraw. Built for gaps you can't predict in advance.
Business Term LoansFixed amount, fixed term, defined purpose. Cleaner than an advance when you qualify.
SBA LoansThe cheapest money available. Slower — plan on 30 to 90 days — so start early.
Commercial Real EstatePurchase or refinance owner-occupied property, including SBA 504.
Business Credit CardsSmaller needs and recurring spend. Fast, and often the first step in a longer relationship.
Franchise FinancingNew units, transfers, and franchisor-mandated remodels. Frequently SBA-paired.
Merchant Cash AdvancesFast and expensive. The right answer for a genuine emergency, the wrong one to lead with.
Future Receivables FinancingAdvance speed for B2B businesses with strong deposits but little or no card volume.

Who we fund

Colorado Springs businesses, across the board.

If you're operating in El Paso, Pueblo, Teller, Fremont or Douglas County and you run real revenue through a business bank account, there's likely a product that fits. These are the sectors I work most.

Construction & specialty trades Concrete, excavation & site work Electrical, plumbing & HVAC Roofing & exteriors Auto repair & collision Trucking & freight Restaurants, bars & breweries Staffing agencies Medical, dental & veterinary Med spa & aesthetics Landscaping & snow removal Convenience, liquor & fuel Salons, gyms & childcare Retail & e-commerce Lodging & seasonal tourism Manufacturing & fabrication

How it works

Three steps, and the first one costs you nothing but ten minutes.

1

A short conversation

Ten minutes on the phone, no paperwork. What the money's for, how your customers pay you, and how soon you need it. That's usually enough to know which product fits and roughly what size makes sense.

2

One application

You complete and sign it yourself through a secure link — I never handle your Social Security number. Then four months of business bank statements, a driver license and a voided check. Instant bank verification is available and skips the statement gathering entirely.

3

Offers and a straight recommendation

The network reviews your file. I walk you through what came back, what each one actually costs, and which one I'd take if it were my business. Same-day funding is available on qualifying files.

What you'll need to qualify

  • Six months or more in business. Newer businesses have fewer options, but not always zero — call and ask.
  • A business checking account. Online banking access makes everything faster.
  • Roughly $15,000 or more in monthly deposits. Deposit consistency matters more than revenue on paper.
  • Four months of business bank statements. Plus card processing statements if you take cards.
  • Driver license and a voided check. That's the whole document list.

Bad credit, a prior tax lien or an existing advance don't automatically disqualify you — several products underwrite the asset or your customers rather than your personal credit. Tell me the truth up front and I'll tell you honestly where you stand.

Greg McLean

Sr. Funding Specialist · UpRich LLC

Phone
(719) 203-7363
Email
greg@uprichllc.com
Fax
(855) 672-6999
Service area
Colorado Springs and 100 miles around it
Book a free consultation

Questions

The things people actually ask.

How fast can I get funded?
It depends entirely on the product. An advance or future receivables financing can move in 24 to 72 hours. Equipment financing and a line of credit usually run one to seven days. SBA and commercial real estate take 30 to 90 days — genuinely, no matter who tells you otherwise. If you need money this week, that narrows the field, and I'll say so on the call.
Will applying hurt my personal credit?
Bizfundingfinder does not pull your personal credit to review your application. Individual funding providers may run their own checks later in the process depending on the product, and I'll tell you before that happens.
My credit is rough. Can I still get funded?
Often, yes. Several products — equipment financing, invoice factoring, future receivables — underwrite the asset or your customers' credit rather than your personal score. Prior tax liens, bankruptcies and existing advances complicate things but aren't automatic disqualifiers. What genuinely does hurt is having three or more advances already stacked, or a history of reducing payments on one.
How much can I get?
Most working capital facilities land somewhere between eighty and one hundred fifty percent of one month's bank deposits. Equipment financing sizes to the asset instead. SBA and real estate go considerably higher. Tell me your monthly deposits and I can give you a realistic range on the first call rather than a number designed to keep you interested.
What does it cost?
It varies enormously by product, which is exactly why the product choice matters more than the rate negotiation. SBA is the cheapest money on the board and equipment financing is close behind. Merchant cash advances are the most expensive and the fastest. Every offer comes with its cost disclosed before you sign anything, and I'll walk you through what you're actually paying.
Are you the lender?
No. UpRich LLC is an independent sales office for Bizfundingfinder, which connects small business owners with a network of funding providers. I'm not a lender and can't approve anything myself — what I do is figure out which product fits, get your file in front of the right providers, and translate what comes back.
What areas do you cover?
Colorado Springs and roughly a hundred miles around it — Fountain, Monument, Falcon and Peyton, Manitou Springs, Woodland Park, Castle Rock and Parker, Pueblo and Pueblo West, Cañon City, Florence, Salida and Buena Vista, and the Denver south metro.

Get started

Ten minutes on the phone, or apply online right now.

No cost to apply and no obligation to accept anything that comes back. Worst case you learn what your business qualifies for.

Apply online → Call (719) 203-7363